Chic and Actually Cheap: L.L. Bean

Leather Driving Loafers in Dark Tan, $49.95
Great for running around shopping, or when your feet hurt too much to rock heels at work. So comfy!

Quilted Riding Jacket in British Khaki, $49.95
Classic with jeans, loafers and a sweater. Even better: skinny jeans, tall leather boots and a long scarf.

Ribbon Belt in Raspberry, $8.95
At that price, grab Navy too. Versatile colors for any season, when you absolutely must wear a D-ring grosgrain ribbon belt.

Double L Cable Cardigan in Lake, $29.95
Make it more than a basic cardigan with a ruffled cami, or full tweed skirt, or leave it open and belted over the cardigan with a bright blouse underneath.